Terms of Service
Effective Date: January 1, 2025
Last Updated: January 1, 2025
Agreement to Terms
These Terms of Service ("Terms") govern your access to and use of the Giftarian website located at giftarian.org (the "Website"). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the Website.
Description of Service
Giftarian provides educational information and resources about digital gift cards. Our Website offers:
- Educational content about digital gift cards
 - Information about how gift cards work
 - Guidance on safe gift card usage
 - General information about digital payment methods
 
We do not sell, issue, or redeem gift cards. We are an informational resource only.
Eligibility
By using the Website, you represent and warrant that:
- You are at least 18 years of age or have parental consent
 - You have the legal capacity to enter into these Terms
 - You will use the Website in compliance with all applicable laws and regulations
 - All information you provide is accurate and current
 
Use of the Website
Permitted Use
You may use the Website for lawful, personal, non-commercial purposes, including:
- Reading and learning from our educational content
 - Accessing information about digital gift cards
 - Contacting us with questions or feedback
 
Prohibited Activities
You agree not to:
- Use the Website for any illegal purpose or in violation of any laws
 - Attempt to gain unauthorized access to the Website or its systems
 - Interfere with or disrupt the Website or servers
 - Use automated systems to access the Website without permission
 - Collect or harvest personal information from the Website
 - Reproduce, distribute, or commercially exploit our content without permission
 - Transmit viruses, malware, or other harmful code
 - Impersonate any person or entity
 - Engage in any activity that could harm our reputation or business
 
Intellectual Property Rights
Website Content
All content on the Website, including text, graphics, logos, images, and software, is the property of Giftarian or its licensors and is protected by copyright, trademark, and other intellectual property laws.
Limited License
We grant you a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes. This license does not include:
- Any resale or commercial use of the Website or its content
 - Collection and use of product listings or descriptions
 - Any derivative use of the Website or its content
 - Any downloading or copying of information for the benefit of third parties
 
Trademarks
Giftarian and related logos are trademarks of Giftarian. You may not use our trademarks without our prior written permission.
User Submissions
If you submit any content to us (such as feedback, suggestions, or questions), you grant us a non-exclusive, royalty-free, perpetual, worldwide license to use, reproduce, modify, and distribute such content for any purpose.
Disclaimer of Warranties
THE WEBSITE AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
- Warranties of merchantability or fitness for a particular purpose
 - Warranties that the Website will be uninterrupted or error-free
 - Warranties regarding the accuracy, reliability, or completeness of content
 
We do not warrant that:
- The Website will meet your requirements
 - The information provided is accurate or current
 - Defects will be corrected
 - The Website is free from viruses or harmful components
 
Educational Information Only
The information provided on the Website is for educational purposes only and should not be considered as:
- Financial, legal, or professional advice
 - An endorsement of any specific gift card or service
 - A guarantee of any results or outcomes
 
You should conduct your own research and consult with appropriate professionals before making any decisions based on information from our Website.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, GIFTARIAN SHALL NOT BE LIABLE FOR ANY:
- Indirect, incidental, special, consequential, or punitive damages
 - Loss of profits, revenue, data, or use
 - Damages resulting from your use or inability to use the Website
 - Damages resulting from any content obtained from the Website
 - Damages resulting from unauthorized access to our servers
 
Our total liability to you for all claims arising from your use of the Website shall not exceed $100.
Indemnification
You agree to indemnify, defend, and hold harmless Giftarian, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorney fees) arising from:
- Your use of the Website
 - Your violation of these Terms
 - Your violation of any rights of another party
 - Your violation of any applicable laws or regulations
 
Third-Party Links
The Website may contain links to third-party websites or services that are not owned or controlled by Giftarian. We have no control over and assume no responsibility for the content, privacy policies, or practices of third-party websites. You acknowledge and agree that we shall not be liable for any damages arising from your use of third-party websites.
Modifications to the Website
We reserve the right to:
- Modify or discontinue the Website at any time without notice
 - Change the content or features of the Website
 - Impose limits on certain features or restrict access to parts of the Website
 
We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Website.
Changes to Terms
We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after any changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically.
Termination
We may terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Website will cease immediately.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, United States, without regard to its conflict of law provisions.
Dispute Resolution
Any disputes arising from these Terms or your use of the Website shall be resolved through:
- Good faith negotiations between the parties
 - If negotiations fail, binding arbitration in Pennsylvania
 
You waive any right to participate in a class action lawsuit or class-wide arbitration.
Severability
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
Entire Agreement
These Terms, together with our Privacy Policy and any other legal notices published on the Website, constitute the entire agreement between you and Giftarian regarding your use of the Website.
Contact Information
If you have questions about these Terms, please contact us:
                    Giftarian
                    11 Louella Ct
                    Wayne, PA 19087
                    United States
                
                    Email: [email protected]
                    Phone: (610) 964-9700
                    Fax: (610) 964-9701